INSURANCE CODE (Legislative part)
Book I
The
contract
Title I
Common
rules applicable to non marine loss insurance and life insurance
Chapter I
General
provisions (Articles L111-1 to L111-6)
Chapter II
Conclusion and evidence of the insurance contract – Form and
transfer of policies (Articles L112-1 to L112-8)
Chapter III
Obligations of the insurer and the insured (Articles L113-1 to
L113-17)
Chapter IV
Competence and limitation period (Articles L114-1 to L114-2)
Title II
Rules
applicable to non marine loss insurance
Chapter I
General
provisions (Articles L121-1 to L121-17)
Chapter II
Fire
insurance (Articles L122-1 to L122-7)
Chapter III
Hail and livestock mortality insurance (Articles L123-1 to
L123-4)
Chapter IV
Liability insurance (Articles L124-1 to L124-4)
Chapter V
Natural disasters insurance (Articles L125-1 to L125-6)
Chapter VI
Insurance
against acts of terrorism
Section I
Bodily
injury (Article L126-1)
Section II
Material damage (Article L126-2)
Chapter VII
Legal expense insurance (Articles L127-1 to L127-7)
Title
III
Rules
applicable to insurance of persons and to capitalisation
transactions
Chapter I
General
provisions (Articles L131-1 to L131-3)
Chapter II
Life
insurance and capitalisation transactions
Section I
General provisions
(Articles L132-1 to L132-26)
Section IV
Insurance for the purpose of purchasing real property by means of
life annuities (Articles L132-30 to L132-31)
Chapter III
Title IV
Group
insurance
Sole chapter
(Articles L140-1 to L140-6)
Title V
Third Party Medical
Insurance
Chapter I
The obligation to get insured
(Articles L251-1 to L251-2)
Chapter II
The obligation to insure
(Article L252-1)
The central rating office
(Article L252-2)
Title VI
Miscellaneous provisions applicable to insurance and capitalisation
contracts
Sole
chapter
Section II
Life
insurance policies or lost, destroyed or stolen bonds of
capitalisation or savings (Articles L160-1 to L160-2)
Section III
Insurance contracts denominated in foreign currencies (Articles
L160-3 to L160-4)
Section IV
Surrender of annuities inferior to a certain minimum amount by life
insurance firms (Article L160-5)
Section V
Effect of the requisition of property and services on insurance
contracts (Articles L160-6 to L160-9)
Title
VII
Marine
insurance contract and inland waterway and lake insurance
Chapter I
General
provisions (Articles L171-1 to L171-6)
Chapter II
Rules
applicable to various marine insurance
Section I
Conclusion of the contract (Articles L172-1 to L172-10)
Section II
Obligations of the insurer and the insured (Articles L172-11 to
L172-23)
Section III
Payment of the compensation (Articles L172-24 to L172-31)
Chapter III
Rules
specific to various marine insurance
Section I
Hull
insurance (Articles L173-1 to L173-16)
Section II
Cargo insurance (Articles L173-17 to L173-22)
Section III
Liability insurance (Articles L173-23 to L173-26)
Chapter IV
Rules
specific to various inland waterway and lake navigation insurance
Section I
Hull insurance
(Articles L174-1 to L174-3)
Section II
Cargo
insurance (Articles L174-4 to L174-5)
Section III
Liability
insurance (Article L174-6)
Title
VIII
Applicable law to insurance contracts for risks located on the
territory of one or more States party to the European Economic Space
Agreement and for the agreements made therein
Chapter I
Non
compulsory insurance against damage (Articles L181-1 to L181-4)
Chapter II
Compulsory
insurance against damage(Article L182-1)
Chapter III
Life
insurance and capitalisation (Articles L183-1 to L183-2)
Title IX
Provisions specific to the Départements of of Bas-Rhin, Haut-Rhin
and the Moselle
Chapter I
General
provisions (Articles L191-1 to L191-7)
Chapter II
Provisions
applicable to non inland waterway insurance (Articles L192-1 to
L192-7)
Book II
Compulsory insurance
Title I
Motor
vehicle, trailer or semi-trailer insurance
Chapter I
The duty of
the insurer
Section I
Persons
liable (Articles L211-1 to L211-2)
Section II
Scope of
the compulsory insurance (Articles L211-4 to L211-7)
Section VI
Compensation procedures (Articles L211-8 to L211-25)
Section VII
Penalties
(Article L211-26)
Chapter II
Obligation
to insure – The central ratiffication office (Articles L212-1 to
L212-3)
Chapter III
Contribution in favour of the Social Security
Chapitre IV
Provisions
specific to overseas départments and territories and to the
collectivité territoriale of Mayotte
Section I
Provisions
specific to overseas départements (Article L214-1)
Section II
Provisions
specific to French overseas territories (Article L214-2)
Section III
Provisions
specific to the collectivité territoriale of Mayotte
(Article L214-3)
Title II
Insurance of machines used for mechanical lifting
Sole
chapter (Articles L220-1 to L220-8)
Title IV
Construction works insurance
Chapter I
Compulsory
liability insurance (Articles L241-1 to L241-2)
Chapter II
Compulsory
insurance against damage (Articles L242-1 to L242-2)
Chapter III
Common
provisions (Articles L243-1 to L243-8)
Book III
The
firms
Title I
General
provisions and State control
Sole
chapter
Section I
General
provisions (Articles L310-1 to L310-11)
Section II
Insurance
Supervisory commission (Articles L310-12 to L310-25)
Section IV
Penalties
(Articles L310-26 to L310-28)
Title II
Administrative scheme
Chapter I
Licences
Section I
Licence of
French firms (Article L321-1)
Section I
Licences
(Article L321-1-1)
Section I
Licence of
French firms (Articles L321-2 to L321-5)
Section II
Licence of
non EU firms whose registered office is located in a member State of
the European Economic Space (Article L321-7 to L321-8)
Section III
Special
authorisation of firms whose registered office is located in a
State, which is not a member of the European Economic Space
(Articles L321-9)
Section IV
Criteria of
licensing (Articles L321-10 to L321-10-1)
Section V
Provisions
specific to French overseas territories and to Mayotte (Article
L321-11)
Chapter II
Rules of
formation and operation
Section I
Common
provisions (Articles L322-1 to L322-3)
Section II
Public
limited insurance and capitalisation companies (Articles L322-4 to
L322-4-2)
Section III
National
insurance and capitalisation firms, and central insurance companies
Paragraph I
Formation
(Articles L322-5 to L322-13)
Paragraph
II
Management
(Articles L322-14 to L322-15)
Paragraph
III
Distribution and transfer of shares of central insurance companies
(Articles
L322-22 to L322-24)
Section IV
Mutual
insurance societies (Articles L322-26-1 to L322-26-6)
Section VI
Agricultural mutual insurance and reinsurance companies or funds
Paragraph I
General
provisions (Article L322-27)
Chapter III
Rehabilitation and safeguard proceedings
Section I
General
rules (Articles L323-1 to L323-2)
Chapter IV
Portfolio
transfer
Section I
General
rules (Articles L324-1 to L324-4)
Section II
Rules
specific to firms underwriting compulsory motor vehicle insurance
Automatic
transfer (Article L324-5)
Section III
Rules
applicable to accounting allocation of assets transferred with a
portfolio of contracts
Article
L324-7)
Chapter V
Withdrawal
of the licence
Section I
General
rules (Articles L325-1 to L325-1-1)
Chapter VI
Liquidation
Section I
General
rules (Articles L326-2 to L326-15)
Section II
Rules
specific to firms underwriting compulsory motor vehicle insurance
(Articles L326-17 to L326-19)
Chapter VII
Liens (Articles L327-1 to
L327-6)
Chapter
VIII
Penalties
(Articles L328-1 to L328-16)
Title
III
Financial scheme
Chapter I
Regulated
agreements
Section II
Technical
reserves of life insurance, and that of wedding-birth and
capitalisation insurance transactions (Articles L331-1 to L331-4)
Chapter IV
Solvency of
the firms (Articles L334-1 to L334-3)
Title IV
Accounting and statistics provisions
Chapter I
General
principles (Article L341-1)
Chapter II
Accounts of
insurance and capitalisation firms (Article L342-1)
Chapter IV
Insurance
categories and statements to be submitted (Article L342-1)
Chapter V
Consolidated accounts (Articles L345-1-1 to L345-2)
Title V
Freedom
of services and coinsurance relating to States, non members of the
EU, parties to the European Economic Space agreement
Chapter I
Provisions
relating to the freedom of services in assurance against damage
Section I
General
provisions (Articles L351-1 to L351-2)
Section II
Conditions
of exercice (Articles L351-4 to L351-6-1)
Section III
Administrative penalties (Articles L351-7 to L351-10)
Chapter II
Provisions
relating to coinsurance (Article L352-1)
Chapter III
Provisions
relating to the freedom of services in life insurance and
capitalisation
Section I
General
provisions (Article L353-2)
Section II
Conditions
of exercice (Article L353-4 to L353-6)
Section III
Administrative penalties (Article L353-7)
Chapter IV
Portfolio
transfer (Articles L354-1 to L354-2)
Title VI
Freedom
of establishment and freedom of services within the EU
Chapter I
Definitions
(Article L361-1)
Chapter II
Conditions
of exercice (Articles L362-1 to L362-4)
Chapter III
Supervision
and penalties (Articles L363-1 to L363-4)
Chapter IV
Portfolio
transfer (Article L364-1)
Book IV
Organisations and special insurance schemes
Title I
General
insurance organisations
Chapter I
National
Insurance board
Section I
Organisation and attributions (Articles L411-1 to L411-6)
Chapter II
National
Insurance school
Title II
Guarantee fund
Chapter I
Road and
hunting accidents guarantee fund
Section I
Provisions
specific to road accidents occurring in metropolitan France and in
overseas départments (Articles L421-1 to L421-7)
Section II
Provisions
specific to hunting accidents occurring in metropolitan France
(Article L421-8)
Section V
Financial
scheme of the guarantee fund (Article L421-8-1)
Section VI
Role of the
guarantee fund in the event of withdrawal of a motor insurance
firm's licence (Article L421-9)
Section
VIII
Provisions
specific to French overseas territories and to the collectivité
territoriale of Mayotte (Articles L421-10 to L421-10-1)
Section IX
Provisions
specific to car accidents occurring abroad (Articles L421-11 to
L421-15)
Chapter II
Guarantee
fund of victims of terrorist attacks and other offences (Articles
L422-1 to L422-5)
Chapter III
Guarantee
fund of insured persons against the default of life insurance
companies (Articles L423-1 to L423-8)
Title
III
Special
insurance institutions
Chapter I
The central
reinsurance fund
Section II
Transactions carried out with the guarantee of the State
Paragraph
II
Extraordinary and nuclear risks (Articles L431-4 to L431-7)
Paragraph
III
Risks of
natural disasters (Article L431-9)
Paragraph
IV
Risks of
terrorist attacks (Article L431-10)
Section III
Management
transactions
Paragraph I
National
guarantee fund for agricultural disasters (Article L431-11)
Paragraph
II
Agricultural disasters guarantee fund in overseas départments
(Article L431-12)
Paragraph
IV
Compensation fund of construction risks insurance (Article L431-14)
Chapter II
French insurance
company for foreign trade known as “Coface”
Section I
General
provisions (Articles L432-1 to L432-4)
Title IV
Special
insurance schemes
Chapter I
Provisions
relating to certain group benefits and insurance transactions
Section I
General
provisions (Articles L441-1 to L441-7)
Section II
Technical
and accounting rules (Article L441-8)
Section IV
Transitional provisions
(Article L441-10)
Chapter II
Other
special insurance schemes
Section I
Agricultural disasters compensation scheme (Articles L442-1 to
L442-2)
Section II
Compulsory
health, disability and maternity insurance scheme for farmers and
non wage earning members of their families (French acronym AMEXA)
(Article L442-3)
Section III
Insurance
of farmers against private life accidents, accidents at work and
occupational diseases (Articles L442-4 to L442-5)
Section IV
Compulsory
health, disability and maternity insurance scheme of the non-wage
earning workers in the non agricultural professions (Article L442-6)
Book V
General
agents, brokers and other intermediaries
Of
insurance and capitalisation
Title I
Presentation of transactions
Chapter I
General
principles (Articles L511-1 to L511-3)
Book IV
General
agents, brokers and other intermediaries of insurance and
capitalisation
Title I
Presentation of transactions
Chapter IV
Control of
terms applicable to presentation
Section IV
Miscellaneous provisions and penalties (Article L514)
Book V
General
agents, brokers and other intermediaries of insurance and
capitalisation
Title I
Presentation of transactions
Chapter IV
Control of
the terms applicable to presentation
Section IV
Miscellaneous provisions and penalties (Article L514-1 to L514-4)
Title II
Provisions specific to general insurance agents
Sole
chapter (Articles L520-1 to L520-2)
Title
III
Provisions specific to brokers and insurance brokerage companies
Sole
chapter (Articles L530-1 to L530-3)
